Recent News & Articles

What Are Precious Metals? Precious metals are rare, naturally occurring metallic elements that hold high economic value. The most commonly recognized are gold, silver, and platinum, although palladium is also...

Understanding a Silver IRA A silver IRA is a type of self-directed individual retirement account (IRA) that allows you to invest in silver and other IRS-approved precious metals. Like other IRAs, a...

A Landmark Moment for Digital Assets On July 18, 2025, President Trump signed the GENIUS Act into law—marking the most significant U.S. legislation to date around cryptocurrency and digital assets....

1. Choosing the Wrong Type of Rollover When considering how to roll a 401(k), one of the biggest 401k rollover mistakes is selecting the wrong method. There are two main...

What Is a Self-Directed IRA? A self-directed IRA is a tax-advantaged retirement plan that enables the account owner to make all investment decisions. The main difference between an SDIRA and...

What Are Digital Assets? Digital assets are any assets that exist in a digital form and have value. They are typically stored on a blockchain-based system and are secured by...

Who Made Solana? Solana was created by Anatoly Yakovenko, a former engineer at Qualcomm, and officially launched in March 2020. He co-founded Solana Labs, the company behind the initial development...

What Is Ripple XRP? Ripple refers to both a technology platform and a company—Ripple Labs—that developed a real-time gross settlement system, currency exchange, and remittance network. XRP, often referred to...

What Is a Gold IRA? A Gold IRA is a type of individual retirement account (IRA) that allows you to hold physical precious metals like gold, silver, platinum, and palladium....

1. Stocks: A Classic IRA Investment Stocks remain one of the most popular investment strategies for IRAs. Buying shares of individual companies can provide growth potential far beyond inflation and is...

Trump’s Crypto Vision: Zero Taxes on Long-Term Gains Earlier this year, Trump signed an executive order aiming to eliminate capital gains taxes on certain long-term cryptocurrency holdings. This move would...

What Is a Backdoor Roth IRA? A backdoor Roth IRA isn’t a special type of account. It’s simply a legal method for high income earners to access Roth benefits despite earning too...

Trump’s View on Crypto: A Major Shift from the Biden Administration While the Biden administration often approached the cryptocurrency industry with skepticism and heavy enforcement actions, Trump’s view on crypto...

What Are Your Options for a 401k Rollover? When it comes to rollover 401k options, here are the most common paths you can take: Leave the money in your former...

What Is a Bitcoin IRA? A Bitcoin IRA allows you to invest in cryptocurrency through a self-directed individual retirement account (IRA). Instead of traditional assets like mutual funds, stocks, or...

Why Stellar Could Be a Smart Bet for the Future of Government Spending—and Your Portfolio At My Digital Money, we’re always watching developments in blockchain and crypto that could reshape...

The CEO of the global financial institution Cantor Fitzgerald, Howard Lutnick, believes Bitcoin should be considered a commodity just like gold. UK, on the other hand, recognized cryptocurrency as property,...

How Blockchain Could Revolutionize Government: A Bold Vision for Transparency and Efficiency Imagine a government that operates faster, fairer, and with complete transparency—where every tax dollar is traceable, elections are...

California has faced wildfires every year for over a decade, with 15 of the state’s 20 most destructive wildfires occurring during this time. The last five years alone have seen...

In a groundbreaking development for both the tech and cryptocurrency sectors, Amazon shareholders are urging the company to allocate 5% of its assets into Bitcoin. This proposal, submitted by the...

More than half a billion dollars flowed to Bitcoin ETFs last week. That pushed Bitcoin to $67b800, its highest in three months. The best part? It’s just beginning. ETF Store...

WHAT CAN WE EXPECT FROM THE BRICS IN THE NEXT MEETING? BRICS Push for New Financial Institutions At a recent meeting with BRICS finance ministers and central bank officials, Siluanov...

Last week, the bond market rebelled against the Fed. Yields on the U.S. 10-year bond surged past 4% last week, continuing their relentless climb since the Federal Reserve’s 50 basis...

RETURNS Annuities: Annuities are generally seen as low-risk, stable investments. Their returns depend on the type (fixed, variable, or indexed). Here’s a breakdown: Fixed annuities: Offer a guaranteed return. In...