Crypto Trading Fees

How Fees Work On My Digital Money

We use a tiered pricing model broken up into 6 individual tiers based on the dollar value of your trade. As your trade amount increases, your transaction fees will decrease.


Close up of Bitcoin and Cryptocurrency stock market exchange candlestick
.9%-1.9% Platform Transaction Fee On Trades
$50 One-Time Fee (for IRA accounts only)
$0 Never Pay Ongoing Monthly Fees

Understanding Our Fee Structure

Low-Cost Trading Fees & No Monthly Fees

Our users will never pay a monthly fee to securely store their crypto assets on My Digital Money. You will only be charged fees when you buy and sell crypto. The fees you pay will be dependent on your total trade amount.

Transaction Fee Pricing Tiers

Below you will find the fees you will pay at each respective pricing tier. Please remember – investing in MDM isn’t an ETF. You are buying and storing actual cryptocurrencies with your tax-deferred or tax-free retirement funds.

Transaction Fee Tier Amount
Tier 1 1.90% < $25,000
Tier 2 1.75% $25,000 – $50,000
Tier 3 1.50% $50,000 – $100,000
Tier 3 1.25% $100,000 – $250,000
Tier 5 1.00% $250,000 – $500,000
Tier 6 .90% $500,000 and above
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